Ideas worth teaching

Concepts

Long-form curricula, each backed by an evidence file where every claim carries a confidence tag. If a sentence matters, its tag says whether it can be said out loud.

Concept

Retirement

A 140-year-old invention, taught from the evidence. Ten chapters, every claim tagged.

Read it →
Concept

Builder Rate Buydowns

Do builders buy cheap loans by the millions to bait buyers? Yes, with two corrections. Nine chapters, every claim tagged.

Read it →
Concept

Loan Buydowns

Prepaid interest with a nickname: the rules, the cost, the history, and when a seller should give one instead of a price cut.

Read it →
Concept

DFW Housing

From a river ford in 1841 to a falling median in 2026. Nine chapters, every claim tagged.

Read it →
Concept

Denton County Housing

From the Peters Colony to a million people. The lakes, the planned towns, Frisco, and last month's numbers.

Read it →
Concept

Mortgage Rates

The ten-year, the spread, and you. What the Fed sets, what it does not, and why 4 percent was one decade out of six.

Read it →
Concept

Agent Reviews

Where to send a client for a review at three moments, what the law and each site allow, and how to build one honest link.

Read it →
Concept

White Papers

A nickname for a British government report that became a sales tool, then EU crypto law. Older than the internet says.

Read it →
Concept

Home Equity Loans

Every way to borrow against a Texas home: the 80% rule, the best case, the worst case, and who gets paid. Eleven chapters, every claim tagged.

Read it →
Concept

What Buyers Want

What buyers look at online and rank highest in a home, from non-NAR studies, ending in a tour order. Eight chapters, every claim tagged.

Read it →
Concept

Referral Fees to Unlicensed People

Can a Texas agent pay a neighbor for sending a client? TREC, RESPA, the $50 gift line, and six legal paths. Every claim tagged.

Read it →